Facing foreclosure in Washington?
A notice of trustee's sale puts a date on the calendar. Until that date, you still own the house and you can still sell it.
- As-isNo repairs or cleaning
- $0Commissions. No fees from us
- Your dateYou choose closing
We're Jackson and Kaylie. When you call or text, one of us answers.- LocalBased in Wenatchee
- One walk-throughNo showings, no open houses
- 13 housesSince 2024
- $0Commissions. No fees from us
Facing foreclosure: the short version
You have more time than it feels like
In Washington a trustee's sale is set at least 90 days after the notice of sale is recorded, and usually 120 days for an owner-occupied home. Sales are often postponed. Selling before the sale date pays off the loan from the sale, and you keep what's left.
What a sale before the auction does
The loan is paid off from the sale at closing, and the equity above what you owe goes to you instead of to a bidder at the auction.
What we need from you
The address and roughly what's owed. We'll tell you plainly whether a sale to us makes sense, or whether you'd do better listing it or working out a plan with your lender.
Not sure a cash sale is right for you? See how a cash offer compares with listing, with the numbers.
How foreclosure works in Washington
Most Washington home loans use a deed of trust, so most foreclosures happen outside court through a trustee. First comes a notice of default. Then the trustee records a notice of trustee's sale with a date, usually at the county courthouse. If it's your own home, you should also get a pre-foreclosure letter telling you how to reach a housing counselor before the process can go further.
The dates that matter
You can usually bring the loan current, called reinstating, up to 11 days before the sale date. Sale dates are often postponed, but you shouldn't count on it. Once the sale happens there is generally no right to buy the house back, and the new owner can ask occupants to leave soon after.
Your options before the sale
Catch up the payments. Ask the lender about a loan modification or repayment plan. If it's your home, ask a housing counselor about Washington's foreclosure mediation program. List the house with an agent if there's time. Or sell it for cash. A sale pays the loan off at closing, and any equity is yours.
Where a cash sale fits
A cash sale makes sense when there isn't time to fix up and list the house, or the house wouldn't pass a buyer's loan inspection. It doesn't make sense if you owe more than the house is worth. Then a short sale with an agent, or the hotline, is the better call.
How selling your house to us works
From the first call to money in your account. No step costs you anything until closing.
Step 1Tell us about the house
Call, text or fill in the form. The address and a sentence about what's going on is enough to start.
Step 2We come and look
One of us walks through with you, usually within a few days. No cleaning up beforehand.
Step 3You get a written offer
A cash price with our reasoning, and no obligation. Take your time, and show it to anyone you like.
Step 4Close when it suits you
Closing happens at a local title company. You pick the date, and you're paid by the title company at closing.
We're local buyers, not a national call center, so the person who looks at your house is the person who makes the offer.
Get my cash offerWe help with everything that comes with selling
Most of the work in selling isn't the paperwork. It's the stuff in the garage, the move, figuring out where you'll go next. We help with that too.
Leave what you don't want
Take what matters to you and leave the rest. We donate what we can to local charity groups and take the rest to the dump.
Help with the move
We can set up local movers for the things you're taking, and help pay for them.
Help finding your next home
If you're buying your next place, we can recommend local real estate agents to help you find it.
Whatever else you need
Something else standing in the way? Ask us. If we can help, we will, whether we buy your house or not.
Do your homework
Facing foreclosure: towns we buy in
Two people, not a call center
We're Jackson and Kaylie. We're based in Wenatchee and buy houses across Washington, and when you call the number on this page, one of us answers.
Jackson and KaylieTenacity Home Buyers
Get my cash offer
Find out what we'd pay for your Washington house
We buy houses as they sit. No commissions, no fees from us, and you choose the closing date. It costs nothing and commits you to nothing.
- No obligation
- We don't sell your information
- A real person replies, usually the same day